Pay at your own pace
When you buy with Affirm, you always know exactly what you’ll owe and when you’ll be done paying. There are no hidden fees—not even late fees.
Just choose Affirm at checkout
Buying with affirm is easy
Step 1
Step 2
Step 3
Step 1
Fill your cart
Shop your favorite stores and then select Affirm at checkout. Enter a few pieces of information for a real-time decision.
Step 2
Choose how you pay
Select the payment schedule that works for you, then confirm your loan. We’ll never charge more than you see up front.
Step 3
Make easy monthly payments
Download the Affirm app or sign in at affirm.com. We’ll send you email and text reminders so you never miss a payment.
As low as 0% APR
Featured stores
More transparent than your credit card
Simple interest and no fees
We charge simple interest, not compound interest. And we don’t charge fees of any kind—not even late fees. So you’ll never pay more than you expect.
As low as 0% APR
Shop and pay your way
Our app makes your shopping experience even better. Shop for your next purchase and get everything curated for you–like special deals, new brands, and more.